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Is Your Employer in Violation of Workers Compensation Laws?

In Jackson, workers compensation laws are very specific about what is required of an employer in terms of insurance to cover the cost of paying out workers comp benefits to employees.

• All employers with five or more full- or part-time employees must have workers compensation insurance.
• All employers engaged in the mining and production of coal with one or more employees must have workers compensation insurance.
• All contractors in the construction industry with one or more employees must have workers compensation insurance.

Jackson workers compensation law is equally specific about an employer’s responsibilities when an employee is injured at work.

• The employer must immediately complete a First Report of Work Injury form and send it to the workers compensation insurance company to be filed with the Workers’ Compensation Division of the Tennessee Department of Labor and Workforce Development.
• The employer must offer a panel of at least three physicians or surgeons not associated together in practice from which the injured employee may pick the treating physician.

However, neither workers compensation providers nor employers typically put the interests of an injured employee first.  They are both in business to make money.  And since the rates employers pay for workers compensation insurance depend on factors such as payroll amount, the occupational field, and the number of past workers compensation claims filed, employer fraud does exist.  You can be cheated out of part or all of the workers compensation benefits available to you if your employer chooses to commit fraud.  Your best advocate is a qualified Jackson worker comp lawyer.

To verify the workers compensation benefits to which you are entitled, or to discuss the specifics of your case, contact a qualified Jackson workers compensation attorneys today.  To confirm if an employer is subject to the workers compensation law or to report an employer you suspect of committing fraud, contact the Tennessee Department of Labor and Workforce Development, Division of Workers’ Compensation located at 710 James Robertson Parkway, Nashville, TN, 37243, or call toll free at 615-532-4812.