Why Do You Need a Bad Faith Insurance Lawyer?
When the insurance works the way as it should -- for automobile, health, fire, or water damage -- it can be a lifesaver, especially during times of extreme financial, physical, or emotional distress. But when your insurance company does not keep its promises, the consequences can be devastating.
When an insurance company intentionally or unreasonably refuses to pay on a claim, that company has likely crossed the line into bad faith. It is accountable not only for the benefits on the policy, but also for any additional damages its actions have caused, as well as punitive damages in the resulting case.
What is bad faith?
Insurance bad faith is a legal term that describes a tort claim that an insured individual may have against an insurance company for its actions. To decide whether an insurance company has acted in bad faith, the courts must look objectively at the customary course of business in the industry, as well as at the insurance company's actions.
Dealing with bad faith is complicated and requires legal assistance. You should contact experienced Phoenix insurance lawyers who are familiar with bad faith laws and successfully worked on similar cases to yours.